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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,676 | $53,128-68.6% | $86,582-80.7% | $70,126-76.2% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 12.48% | 27.66%-15.2pp | 965.08%-952.6pp | 73.15%-60.7pp |
| Employer contribution / active EE | $1,027 | $2,068-50.4% | $2,839-63.8% | $2,343-56.2% |
| Participant deferral / active EE | $2,064 | $2,695-23.4% | $3,609-42.8% | $3,332-38.0% |
| Admin fee / account holder | $2,468 | $3,584-31.1% | $4,904-49.7% | $4,645-46.9% |