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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,501 | $138,102+176.2% | $125,381+204.3% | $134,532+183.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.29% | 750.73%-773.0pp | 572.31%-594.6pp | 418.27%-440.6pp |
| Employer contribution / active EE | $13,595 | $5,245+159.2% | $4,815+182.3% | $4,741+186.7% |
| Participant deferral / active EE | $18,000 | $7,801+130.8% | $7,448+141.7% | $6,401+181.2% |
| Admin fee / account holder | $3,979 | $11,568-65.6% | $10,007-60.2% | $11,429-65.2% |