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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,627 | $105,198-15.8% | $159,455-44.4% | $85,856+3.2% |
| Participation rate | 65.7% | 75.8%-10.1pp | 82.8%-17.1pp | 69.3%-3.6pp |
| Annual return | 18.79% | 45.08%-26.3pp | 263.63%-244.8pp | 318.58%-299.8pp |
| Employer contribution / active EE | $5,418 | $3,319+63.2% | $4,830+12.2% | $2,565+111.2% |
| Participant deferral / active EE | $9,215 | $5,946+55.0% | $7,353+25.3% | $3,952+133.2% |
| Admin fee / account holder | $1,036 | $6,934-85.1% | $10,800-90.4% | $6,261-83.5% |