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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,528 | $133,981-90.6% | $112,249-88.8% | $134,532-90.7% |
| Participation rate | 89.5% | 78.6%+10.9pp | 75.1%+14.4pp | 81.2%+8.2pp |
| Annual return | -25.12% | 47.16%-72.3pp | 27.48%-52.6pp | 418.27%-443.4pp |
| Employer contribution / active EE | $2,905 | $4,040-28.1% | $3,636-20.1% | $4,741-38.7% |
| Participant deferral / active EE | $40 | $5,292-99.2% | $4,729-99.2% | $6,401-99.4% |
| Admin fee / account holder | $6,499 | $7,492-13.3% | $6,412+1.3% | $11,429-43.1% |