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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,365 | $93,598+5.1% | $135,974-27.7% | $75,173+30.9% |
| Participation rate | 89.1% | 75.2%+13.9pp | 81.9%+7.2pp | 67.2%+21.9pp |
| Annual return | 24.18% | 30.89%-6.7pp | 68.30%-44.1pp | 160.72%-136.5pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $13,134 | $6,405+105.0% | $7,760+69.2% | $4,126+218.3% |
| Admin fee / account holder | $5,601 | $6,978-19.7% | $10,767-48.0% | $5,651-0.9% |