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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,002 | $89,652-44.2% | $141,191-64.6% | $65,185-23.3% |
| Participation rate | 66.0% | 74.7%-8.7pp | 82.5%-16.4pp | 70.2%-4.2pp |
| Annual return | 40.35% | 32.79%+7.6pp | 71.41%-31.1pp | 29.38%+11.0pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $8,223 | $5,691+44.5% | $6,710+22.6% | $3,514+134.0% |
| Admin fee / account holder | $2,261 | $569+297.8% | $10,264-78.0% | $847+166.9% |