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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,336 | $138,075-77.3% | $123,552-74.6% | $135,379-76.9% |
| Participation rate | 78.9% | 84.7%-5.8pp | 82.3%-3.3pp | 82.6%-3.7pp |
| Annual return | -8.21% | 153.70%-161.9pp | 119.20%-127.4pp | 519.79%-528.0pp |
| Employer contribution / active EE | $3,258 | $5,152-36.8% | $4,628-29.6% | $4,779-31.8% |
| Participant deferral / active EE | $4,059 | $6,800-40.3% | $6,426-36.8% | $5,609-27.6% |
| Admin fee / account holder | $453 | $10,917-95.8% | $9,285-95.1% | $10,828-95.8% |