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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,779 | $174,379-45.6% | $152,093-37.7% | $138,895-31.8% |
| Participation rate | 93.8% | 81.6%+12.1pp | 77.8%+16.0pp | 79.9%+13.8pp |
| Annual return | 18.62% | 74.86%-56.2pp | 66.36%-47.7pp | 145.39%-126.8pp |
| Employer contribution / active EE | $3,639 | $4,652-21.8% | $4,175-12.8% | $4,194-13.2% |
| Participant deferral / active EE | $8,790 | $6,159+42.7% | $5,451+61.2% | $6,396+37.4% |
| Admin fee / account holder | $2,226 | $16,880-86.8% | $14,497-84.6% | $12,562-82.3% |