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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,599 | $107,363-74.3% | $92,909-70.3% | $152,897-81.9% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 25.92% | 145.63%-119.7pp | 109.44%-83.5pp | 345.43%-319.5pp |
| Employer contribution / active EE | $1,640 | $4,222-61.2% | $3,653-55.1% | $4,764-65.6% |
| Participant deferral / active EE | $4,666 | $4,848-3.7% | $4,238+10.1% | $5,851-20.2% |
| Admin fee / account holder | $1,114 | $7,082-84.3% | $5,795-80.8% | $11,599-90.4% |