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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 93-1249395 | Advisory (Participants) | $43,209 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $702 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,253 | $57,921-30.5% | $84,753-52.5% | $57,658-30.2% |
| Participation rate | 64.6% | 72.9%-8.4pp | 76.6%-12.0pp | 70.2%-5.7pp |
| Annual return | 9.58% | 10.24%-0.7pp | 22.78%-13.2pp | 5.13%+4.5pp |
| Employer contribution / active EE | $1,085 | $2,598-58.2% | $3,574-69.7% | $1,974-45.0% |
| Participant deferral / active EE | $3,355 | $2,742+22.4% | $3,712-9.6% | $3,061+9.6% |
| Admin fee / account holder | $99 | $130-23.5% | $5,333-98.1% | $95+4.9% |