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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,910 | $121,656-83.6% | $104,614-81.0% | $158,950-87.5% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 15.25% | 465.51%-450.3pp | 340.56%-325.3pp | 302.91%-287.7pp |
| Employer contribution / active EE | $3,832 | $3,164+21.1% | $2,681+42.9% | $4,762-19.5% |
| Participant deferral / active EE | $3,008 | $4,177-28.0% | $3,739-19.6% | $5,983-49.7% |
| Admin fee / account holder | $308 | $7,775-96.0% | $6,464-95.2% | $11,248-97.3% |