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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $30,204 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,893 | $98,760-78.8% | $149,715-86.0% | $79,858-73.8% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.5pp |
| Annual return | 14.54% | 27.43%-12.9pp | 276.66%-262.1pp | 31.72%-17.2pp |
| Employer contribution / active EE | $3,183 | $3,217-1.0% | $4,645-31.5% | $2,471+28.8% |
| Participant deferral / active EE | $5,862 | $5,681+3.2% | $6,842-14.3% | $3,740+56.7% |
| Admin fee / account holder | $55 | $6,053-99.1% | $9,310-99.4% | $5,306-99.0% |