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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,318 | $175,231-88.4% | $149,696-86.4% | $139,466-85.4% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 34.50% | 166.77%-132.3pp | 134.46%-100.0pp | 373.66%-339.2pp |
| Employer contribution / active EE | $10,113 | $5,478+84.6% | $4,821+109.8% | $4,754+112.7% |
| Participant deferral / active EE | $4,091 | $6,521-37.3% | $5,682-28.0% | $6,712-39.1% |
| Admin fee / account holder | $590 | $16,155-96.3% | $13,212-95.5% | $11,409-94.8% |