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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,931 | $167,362-92.3% | $143,799-91.0% | $134,532-90.4% |
| Participation rate | 41.7% | 84.8%-43.2pp | 80.3%-38.6pp | 81.2%-39.6pp |
| Annual return | -16.10% | 0.47%-16.6pp | -0.04%-16.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $5,634 | $5,620+0.2% | $4,952+13.8% | $4,741+18.8% |
| Participant deferral / active EE | $8,524 | $6,447+32.2% | $5,638+51.2% | $6,401+33.2% |
| Admin fee / account holder | $48 | $18,094-99.7% | $14,677-99.7% | $11,429-99.6% |