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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,429 | $202,440-42.0% | $169,390-30.7% | $139,466-15.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 19.03% | 532.36%-513.3pp | 406.07%-387.0pp | 373.66%-354.6pp |
| Employer contribution / active EE | $1,573 | $4,693-66.5% | $4,013-60.8% | $4,754-66.9% |
| Participant deferral / active EE | $9,880 | $6,940+42.4% | $6,222+58.8% | $6,712+47.2% |
| Admin fee / account holder | $1,510 | $10,722-85.9% | $9,015-83.2% | $11,409-86.8% |