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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,766 | $157,296-39.1% | $141,191-32.2% | $152,897-37.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 25.73% | 64.34%-38.6pp | 71.41%-45.7pp | 345.43%-319.7pp |
| Employer contribution / active EE | $3,266 | $5,262-37.9% | $4,736-31.0% | $4,764-31.4% |
| Participant deferral / active EE | $15,667 | $7,111+120.3% | $6,710+133.5% | $5,851+167.8% |
| Admin fee / account holder | $1,018 | $12,125-91.6% | $10,264-90.1% | $11,599-91.2% |