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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,847 | $65,704+15.4% | $94,229-19.5% | $59,633+27.2% |
| Participation rate | 98.0% | 72.1%+25.8pp | 78.8%+19.2pp | 68.7%+29.3pp |
| Annual return | -0.39% | 5.22%-5.6pp | 10.68%-11.1pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $2,495 | $2,021+23.5% | $3,587-30.4% | $2,203+13.3% |
| Participant deferral / active EE | $4,552 | $3,143+44.8% | $4,320+5.4% | $3,192+42.6% |
| Admin fee / account holder | $5,381 | $4,265+26.2% | $6,269-14.2% | $4,297+25.2% |