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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,211 | $85,766-53.1% | $136,297-70.5% | $70,124-42.7% |
| Participation rate | 59.5% | 74.2%-14.7pp | 81.9%-22.5pp | 69.5%-10.1pp |
| Annual return | 19.18% | 31.45%-12.3pp | 5156.19%-5137.0pp | 73.14%-54.0pp |
| Employer contribution / active EE | $1,023 | $2,966-65.5% | $4,696-78.2% | $2,342-56.3% |
| Participant deferral / active EE | $4,691 | $5,051-7.1% | $6,247-24.9% | $3,332+40.8% |
| Admin fee / account holder | $1,552 | $5,420-71.4% | $9,244-83.2% | $4,645-66.6% |