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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,755 | $76,551-55.9% | $123,894-72.8% | $62,881-46.3% |
| Participation rate | 57.6% | 73.0%-15.4pp | 81.4%-23.8pp | 69.3%-11.7pp |
| Annual return | 8.82% | 18.68%-9.9pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $500 | $2,882-82.6% | $4,617-89.2% | $2,281-78.1% |
| Participant deferral / active EE | $5,166 | $4,840+6.8% | $5,984-13.7% | $3,203+61.3% |
| Admin fee / account holder | $600 | $4,826-87.6% | $8,357-92.8% | $4,296-86.0% |