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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,537 | $106,247-60.9% | $96,515-57.0% | $139,466-70.2% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 10.69% | 38.47%-27.8pp | 35.73%-25.0pp | 373.66%-363.0pp |
| Employer contribution / active EE | $3,866 | $4,106-5.8% | $3,740+3.4% | $4,754-18.7% |
| Participant deferral / active EE | $9,039 | $5,456+65.7% | $4,880+85.2% | $6,712+34.7% |
| Admin fee / account holder | $1,612 | $7,885-79.6% | $6,735-76.1% | $11,409-85.9% |