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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,872 | $113,941-54.5% | $94,228-45.0% | $125,388-58.6% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.04% | 5.29%-9.3pp | 10.68%-14.7pp | 282.24%-286.3pp |
| Employer contribution / active EE | $12,747 | $4,727+169.7% | $3,587+255.4% | $4,866+162.0% |
| Participant deferral / active EE | $9,583 | $5,179+85.0% | $4,320+121.8% | $5,352+79.1% |
| Admin fee / account holder | $469 | $8,392-94.4% | $6,269-92.5% | $9,541-95.1% |