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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,312 | $150,445-49.9% | $136,297-44.7% | $147,585-49.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.73% | 1049.14%-1033.4pp | 5156.16%-5140.4pp | 578.57%-562.8pp |
| Employer contribution / active EE | $3,458 | $5,256-34.2% | $4,696-26.4% | $4,876-29.1% |
| Participant deferral / active EE | $9,130 | $6,631+37.7% | $6,247+46.1% | $5,439+67.9% |
| Admin fee / account holder | $13,728 | $10,906+25.9% | $9,244+48.5% | $10,885+26.1% |