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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,373 | $105,200-36.9% | $159,474-58.4% | $85,847-22.7% |
| Participation rate | 93.5% | 75.8%+17.7pp | 82.8%+10.6pp | 69.3%+24.2pp |
| Annual return | 20.04% | 45.08%-25.0pp | 263.68%-243.6pp | 318.61%-298.6pp |
| Employer contribution / active EE | $2,036 | $3,319-38.6% | $4,831-57.8% | $2,565-20.6% |
| Participant deferral / active EE | $8,094 | $5,946+36.1% | $7,353+10.1% | $3,952+104.8% |
| Admin fee / account holder | $3,942 | $6,934-43.2% | $10,802-63.5% | $6,261-37.0% |