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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,406 | $183,627+30.4% | $155,602+53.9% | $145,978+64.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 23.89% | 61.32%-37.4pp | 64.81%-40.9pp | 550.52%-526.6pp |
| Employer contribution / active EE | $9,200 | $5,316+73.1% | $4,675+96.8% | $4,662+97.3% |
| Participant deferral / active EE | $10,167 | $6,466+57.2% | $5,629+80.6% | $6,690+52.0% |
| Admin fee / account holder | $2,076 | $19,327-89.3% | $15,923-87.0% | $13,400-84.5% |