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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,989 | $90,486-95.6% | $78,676-94.9% | $273,972-98.5% |
| Participation rate | 28.6% | 76.5%-47.9pp | 73.6%-45.0pp | 83.0%-54.4pp |
| Annual return | 25.47% | 75.62%-50.2pp | 62.19%-36.7pp | 41.46%-16.0pp |
| Employer contribution / active EE | $158 | $3,175-95.0% | $2,850-94.5% | $4,869-96.8% |
| Participant deferral / active EE | $618 | $3,901-84.2% | $3,517-82.4% | $5,287-88.3% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |