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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,740 | $77,816+38.5% | $123,552-12.8% | $64,173+67.9% |
| Participation rate | 94.6% | 74.7%+19.9pp | 82.3%+12.3pp | 69.6%+25.0pp |
| Annual return | -9.32% | 12.49%-21.8pp | 119.20%-128.5pp | 7.63%-17.0pp |
| Employer contribution / active EE | $9,055 | $3,014+200.4% | $4,628+95.7% | $2,381+280.3% |
| Participant deferral / active EE | $13,917 | $5,240+165.6% | $6,426+116.6% | $3,470+301.1% |
| Admin fee / account holder | $4,021 | $5,519-27.1% | $9,285-56.7% | $4,887-17.7% |