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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,407 | $160,059-38.5% | $140,019-29.7% | $135,382-27.3% |
| Participation rate | 85.7% | 88.5%-2.8pp | 87.5%-1.8pp | 82.6%+3.1pp |
| Annual return | -8.88% | 911.44%-920.3pp | 651.15%-660.0pp | 519.77%-528.7pp |
| Employer contribution / active EE | $6,038 | $6,420-5.9% | $5,605+7.7% | $4,779+26.4% |
| Participant deferral / active EE | $5,443 | $7,641-28.8% | $6,927-21.4% | $5,609-3.0% |
| Admin fee / account holder | $495 | $13,328-96.3% | $10,705-95.4% | $10,829-95.4% |