Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,956 | $57,061-89.6% | $85,063-93.0% | $80,911-92.6% |
| Participation rate | 42.6% | 56.3%-13.8pp | 67.5%-25.0pp | 67.6%-25.1pp |
| Annual return | 11.61% | 21.66%-10.1pp | 66.54%-54.9pp | 35.63%-24.0pp |
| Employer contribution / active EE | $472 | $1,799-73.8% | $2,727-82.7% | $2,756-82.9% |
| Participant deferral / active EE | $689 | $3,110-77.8% | $4,523-84.8% | $4,297-84.0% |
| Admin fee / account holder | $579 | $4,986-88.4% | $6,155-90.6% | $6,935-91.7% |