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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,668 | $150,446-11.2% | $136,297-1.9% | $147,585-9.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.39% | 1049.14%-1028.8pp | 5156.19%-5135.8pp | 578.58%-558.2pp |
| Employer contribution / active EE | $10,156 | $5,256+93.2% | $4,696+116.3% | $4,876+108.3% |
| Participant deferral / active EE | $12,874 | $6,631+94.2% | $6,247+106.1% | $5,439+136.7% |
| Admin fee / account holder | $4,174 | $10,906-61.7% | $9,244-54.8% | $10,886-61.7% |