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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,738 | $211,239+0.2% | $178,528+18.6% | $145,877+45.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.17% | 30.22%-18.1pp | 27.11%-14.9pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,920 | $4,570-14.2% | $3,950-0.8% | $4,663-15.9% |
| Participant deferral / active EE | $10,924 | $6,963+56.9% | $6,278+74.0% | $6,691+63.3% |
| Admin fee / account holder | $2,158 | $12,095-82.2% | $10,419-79.3% | $13,402-83.9% |