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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,030 | $226,105-55.3% | $182,540-44.7% | $152,897-33.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 20.64% | 192.58%-171.9pp | 148.58%-127.9pp | 345.43%-324.8pp |
| Employer contribution / active EE | $4,218 | $4,978-15.3% | $4,076+3.5% | $4,764-11.5% |
| Participant deferral / active EE | $12,951 | $6,370+103.3% | $5,525+134.4% | $5,851+121.3% |
| Admin fee / account holder | $470 | $10,706-95.6% | $8,593-94.5% | $11,599-96.0% |