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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,532 | $101,063-61.9% | $81,473-52.7% | $147,586-73.9% |
| Participation rate | 60.0% | 74.5%-14.5pp | 68.0%-8.0pp | 82.8%-22.8pp |
| Annual return | 15.60% | 32.41%-16.8pp | 38.78%-23.2pp | 578.59%-563.0pp |
| Employer contribution / active EE | $1,112 | $3,206-65.3% | $2,568-56.7% | $4,876-77.2% |
| Participant deferral / active EE | $1,400 | $4,242-67.0% | $3,537-60.4% | $5,439-74.3% |
| Admin fee / account holder | $787 | $5,812-86.5% | $4,561-82.7% | $10,886-92.8% |