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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,711 | $93,064-68.1% | $74,577-60.2% | $273,972-89.2% |
| Participation rate | 60.0% | 74.9%-14.9pp | 68.1%-8.1pp | 83.0%-23.0pp |
| Annual return | 5.01% | 26.18%-21.2pp | 20.47%-15.5pp | 41.46%-36.4pp |
| Employer contribution / active EE | $1,104 | $3,160-65.1% | $2,525-56.3% | $4,869-77.3% |
| Participant deferral / active EE | $1,392 | $4,160-66.6% | $3,458-59.8% | $5,287-73.7% |
| Admin fee / account holder | $655 | $5,273-87.6% | $4,138-84.2% | $10,133-93.5% |