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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,323 | $176,105-87.9% | $159,474-86.6% | $167,536-87.3% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 19.98% | 331.91%-311.9pp | 263.68%-243.7pp | 478.82%-458.8pp |
| Employer contribution / active EE | $1,278 | $5,299-75.9% | $4,831-73.5% | $4,839-73.6% |
| Participant deferral / active EE | $3,155 | $7,751-59.3% | $7,353-57.1% | $6,342-50.3% |
| Admin fee / account holder | $173 | $12,559-98.6% | $10,802-98.4% | $12,315-98.6% |