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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,892 | $55,470-13.7% | $155,556-69.2% | $74,478-35.7% |
| Participation rate | 51.6% | 61.9%-10.3pp | 78.2%-26.6pp | 67.2%-15.6pp |
| Annual return | 20.05% | 269.80%-249.8pp | 64.84%-44.8pp | 1370.56%-1350.5pp |
| Employer contribution / active EE | $1,684 | $2,267-25.7% | $4,675-64.0% | $2,626-35.9% |
| Participant deferral / active EE | $3,286 | $2,838+15.8% | $5,631-41.6% | $4,350-24.5% |
| Admin fee / account holder | $8,376 | $1,744+380.2% | $15,885-47.3% | $1,946+330.5% |