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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,343 | $45,343+33.1% | $150,298-59.9% | $67,986-11.2% |
| Participation rate | 42.7% | 51.9%-9.2pp | 77.8%-35.1pp | 57.2%-14.6pp |
| Annual return | 18.91% | 33.28%-14.4pp | 62.79%-43.9pp | 31.67%-12.8pp |
| Employer contribution / active EE | $1,640 | $1,462+12.2% | $4,154-60.5% | $2,019-18.8% |
| Participant deferral / active EE | $3,164 | $2,055+54.0% | $5,453-42.0% | $3,358-5.8% |
| Admin fee / account holder | $3,764 | $2,250+67.3% | $14,116-73.3% | $3,203+17.5% |