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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,125 | $209,422-49.3% | $178,503-40.5% | $158,982-33.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.32% | 188.81%-176.5pp | 151.12%-138.8pp | 302.99%-290.7pp |
| Employer contribution / active EE | $2,976 | $5,707-47.8% | $5,011-40.6% | $4,763-37.5% |
| Participant deferral / active EE | $4,553 | $5,955-23.5% | $5,202-12.5% | $5,983-23.9% |
| Admin fee / account holder | $99,342 | $17,079+481.7% | $13,987+610.2% | $11,252+782.9% |