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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Sales loads (front end and deferred);... | $103,851 |
RENAISSANCE1 year Filed as: RENAISSANCE BENEFIT ADVISORS GROUP Service code 16 · EIN 47-1411118 | Consulting | $10,000 |
NATIONAL FINANCIAL SERVICES5+ years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,156 | $82,093+90.2% | $379,746-58.9% | $73,412+112.7% |
| Participation rate | 81.7% | 76.8%+4.9pp | 78.4%+3.3pp | 72.2%+9.5pp |
| Annual return | 21.55% | 18.89%+2.7pp | 34.90%-13.4pp | 59.30%-37.7pp |
| Employer contribution / active EE | $3,107 | $2,847+9.2% | $3,540-12.2% | $2,234+39.1% |
| Participant deferral / active EE | $13,201 | $4,697+181.1% | $6,024+119.1% | $3,806+246.9% |
| Admin fee / account holder | $368 | $128+188.7% | $7,927-95.4% | $158+133.4% |