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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,864 | $202,440-72.9% | $169,390-67.6% | $139,466-60.7% |
| Participation rate | 63.6% | 81.1%-17.5pp | 77.2%-13.5pp | 80.3%-16.7pp |
| Annual return | 16.48% | 532.36%-515.9pp | 406.07%-389.6pp | 373.66%-357.2pp |
| Employer contribution / active EE | $1,423 | $4,693-69.7% | $4,013-64.5% | $4,754-70.1% |
| Participant deferral / active EE | $2,329 | $6,940-66.4% | $6,222-62.6% | $6,712-65.3% |
| Admin fee / account holder | $2,368 | $10,722-77.9% | $9,015-73.7% | $11,409-79.2% |