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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,620 | $211,946-90.7% | $169,452-88.4% | $135,380-85.5% |
| Participation rate | 92.9% | 82.6%+10.2pp | 77.8%+15.1pp | 82.6%+10.2pp |
| Annual return | 199.65% | 3.26%+196.4pp | 1.83%+197.8pp | 519.81%-320.2pp |
| Employer contribution / active EE | $2,098 | $5,117-59.0% | $4,157-49.5% | $4,779-56.1% |
| Participant deferral / active EE | $3,501 | $6,075-42.4% | $5,277-33.7% | $5,609-37.6% |
| Admin fee / account holder | $322 | $11,472-97.2% | $9,110-96.5% | $10,828-97.0% |