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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,760 | $58,275-57.5% | $81,844-69.7% | $80,935-69.4% |
| Participation rate | 78.8% | 63.5%+15.3pp | 72.4%+6.4pp | 67.7%+11.1pp |
| Annual return | 10.61% | 41.82%-31.2pp | 778.87%-768.3pp | 35.66%-25.1pp |
| Employer contribution / active EE | $2,206 | $2,346-6.0% | $2,916-24.4% | $2,757-20.0% |
| Participant deferral / active EE | $4,050 | $3,285+23.3% | $4,323-6.3% | $4,299-5.8% |
| Admin fee / account holder | $881 | $4,749-81.5% | $7,355-88.0% | $6,924-87.3% |