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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,348 | $65,440-87.2% | $98,506-91.5% | $85,851-90.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 14.63% | 21.75%-7.1pp | 1494.92%-1480.3pp | 318.63%-304.0pp |
| Employer contribution / active EE | $1,774 | $2,169-18.2% | $2,961-40.1% | $2,565-30.9% |
| Participant deferral / active EE | $3,203 | $3,168+1.1% | $4,277-25.1% | $3,952-19.0% |
| Admin fee / account holder | $868 | $4,596-81.1% | $5,955-85.4% | $6,261-86.1% |