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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,760 | $58,258-57.5% | $81,820-69.7% | $80,925-69.4% |
| Participation rate | 78.8% | 63.5%+15.3pp | 72.4%+6.4pp | 67.7%+11.1pp |
| Annual return | 10.61% | 41.76%-31.2pp | 777.93%-767.3pp | 35.65%-25.0pp |
| Employer contribution / active EE | $2,206 | $2,345-5.9% | $2,915-24.3% | $2,756-20.0% |
| Participant deferral / active EE | $4,050 | $3,284+23.3% | $4,323-6.3% | $4,299-5.8% |
| Admin fee / account holder | $881 | $4,976-82.3% | $7,391-88.1% | $6,940-87.3% |