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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,392 | $106,247-35.6% | $96,515-29.1% | $139,466-51.0% |
| Participation rate | 89.5% | 77.8%+11.6pp | 74.3%+15.1pp | 80.3%+9.1pp |
| Annual return | 18.17% | 38.47%-20.3pp | 35.73%-17.6pp | 373.66%-355.5pp |
| Employer contribution / active EE | $8,613 | $4,106+109.8% | $3,740+130.3% | $4,754+81.2% |
| Participant deferral / active EE | $3,141 | $5,456-42.4% | $4,880-35.6% | $6,712-53.2% |
| Admin fee / account holder | $795 | $7,885-89.9% | $6,735-88.2% | $11,409-93.0% |