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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,952 | $97,732-62.2% | $83,831-55.9% | $135,380-72.7% |
| Participation rate | 88.9% | 80.0%+8.9pp | 76.1%+12.7pp | 82.6%+6.2pp |
| Annual return | -10.14% | 1287.56%-1297.7pp | 850.99%-861.1pp | 519.81%-529.9pp |
| Employer contribution / active EE | $8,600 | $4,222+103.7% | $3,631+136.9% | $4,779+80.0% |
| Participant deferral / active EE | $2,979 | $4,683-36.4% | $4,082-27.0% | $5,609-46.9% |
| Admin fee / account holder | $8,654 | $6,675+29.7% | $5,479+58.0% | $10,828-20.1% |