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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,241 | $148,582+50.2% | $135,942+64.2% | $139,456+60.1% |
| Participation rate | 92.3% | 83.9%+8.5pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 30.45% | 79.26%-48.8pp | 68.28%-37.8pp | 373.45%-343.0pp |
| Employer contribution / active EE | $5,151 | $5,245-1.8% | $4,858+6.0% | $4,753+8.4% |
| Participant deferral / active EE | $12,655 | $8,101+56.2% | $7,759+63.1% | $6,711+88.6% |
| Admin fee / account holder | $1,136 | $12,402-90.8% | $10,764-89.4% | $11,407-90.0% |