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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,326 | $91,198-22.9% | $178,503-60.6% | $79,856-11.9% |
| Participation rate | 90.9% | 69.2%+21.7pp | 81.9%+9.0pp | 69.6%+21.3pp |
| Annual return | 4.97% | 24.20%-19.2pp | 151.12%-146.1pp | 31.71%-26.7pp |
| Employer contribution / active EE | $6,227 | $3,257+91.2% | $5,011+24.3% | $2,471+152.0% |
| Participant deferral / active EE | $4,441 | $3,237+37.2% | $5,202-14.6% | $3,741+18.7% |
| Admin fee / account holder | $18,246 | $6,748+170.4% | $13,987+30.4% | $5,306+243.8% |