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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,867 | $85,171-7.4% | $172,753-54.3% | $72,976+8.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 25.55% | 27.32%-1.8pp | 803.00%-777.5pp | 81.02%-55.5pp |
| Employer contribution / active EE | $5,614 | $3,324+68.9% | $5,144+9.1% | $2,440+130.1% |
| Participant deferral / active EE | $3,914 | $3,260+20.0% | $5,198-24.7% | $3,608+8.5% |
| Admin fee / account holder | $3,051 | $5,880-48.1% | $13,956-78.1% | $5,124-40.5% |