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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,525 | $156,398-72.2% | $147,318-70.5% | $138,895-68.7% |
| Participation rate | 56.3% | 83.8%-27.5pp | 82.1%-25.8pp | 79.9%-23.7pp |
| Annual return | 28.01% | 78.75%-50.7pp | 70.43%-42.4pp | 145.39%-117.4pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,107 | $8,237-50.1% | $7,906-48.1% | $6,396-35.8% |
| Admin fee / account holder | $1,969 | $14,976-86.8% | $13,708-85.6% | $12,562-84.3% |