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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,893 | $171,867-63.4% | $149,721-58.0% | $147,586-57.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 15.73% | 2113.36%-2097.6pp | 1501.67%-1485.9pp | 578.59%-562.9pp |
| Employer contribution / active EE | $7,383 | $6,275+17.7% | $5,444+35.6% | $4,876+51.4% |
| Participant deferral / active EE | $12,643 | $7,270+73.9% | $6,568+92.5% | $5,439+132.5% |
| Admin fee / account holder | $2,412 | $13,799-82.5% | $11,282-78.6% | $10,886-77.8% |