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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,792 | $106,267+156.7% | $96,520+182.6% | $139,456+95.6% |
| Participation rate | 92.9% | 77.8%+15.0pp | 74.3%+18.5pp | 80.3%+12.5pp |
| Annual return | 13.49% | 38.45%-25.0pp | 35.72%-22.2pp | 373.45%-360.0pp |
| Employer contribution / active EE | $13,577 | $4,105+230.8% | $3,739+263.2% | $4,753+185.7% |
| Participant deferral / active EE | $7,111 | $5,454+30.4% | $4,879+45.8% | $6,711+6.0% |
| Admin fee / account holder | $1,613 | $7,882-79.5% | $6,733-76.0% | $11,407-85.9% |