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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,792 | $106,247+156.8% | $96,515+182.6% | $139,466+95.6% |
| Participation rate | 92.9% | 77.8%+15.0pp | 74.3%+18.5pp | 80.3%+12.5pp |
| Annual return | 13.49% | 38.47%-25.0pp | 35.73%-22.2pp | 373.66%-360.2pp |
| Employer contribution / active EE | $13,577 | $4,106+230.7% | $3,740+263.1% | $4,754+185.6% |
| Participant deferral / active EE | $7,111 | $5,456+30.3% | $4,880+45.7% | $6,712+5.9% |
| Admin fee / account holder | $1,613 | $7,885-79.5% | $6,735-76.1% | $11,409-85.9% |